Home / Mortgages
Mortgage advice
Whatever your situation looks like, start here.
We have whole-of-market access to over 80 lenders, including specialist lenders you can't approach directly. Pick the situation closest to yours, or just get in touch and we'll work it out together.
Book a free chatWhere would you like to start?
Self-employed
Sole traders, limited company directors and anyone whose income doesn't fit a payslip.
Self-employed mortgagesContractors
Day rate lending, umbrella and limited company contractors, and gaps between contracts.
Contractor mortgagesAdverse credit
Defaults, CCJs, missed payments. What happened matters more than a score.
Adverse credit mortgagesFirst time buyers
The whole thing explained in plain English, in the order it actually happens.
First time buyersBuy to let
Single properties, limited company BTL, portfolio landlords, HMOs and let to buy.
Buy to let mortgagesA decline from one lender tells you about that lender's criteria. It doesn't tell you whether a mortgage is possible.How we think about a declined case
Protection sits alongside all of it
Whichever route you take, there's a separate conversation worth having about what would happen to the mortgage if you couldn't work. No pressure and no obligation, just the options set out clearly.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Not sure where you stand?
A first conversation costs nothing and commits you to nothing. Tell us what's going on and we'll tell you honestly what your options look like, including if the answer is "not yet".
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.